Mobile Home Prices: How Much Do They Cost?

Getting to the bottom of mobile home prices can be tricky. After all, when you deal with a home that can literally be picked up and moved to another location, there are some extra considerations to take into account. If you are currently trying to gather enough information from a bunch of different sites but are just left scratching your head, you have finally come to the right place!

Mobile home prices can vary based on condition, age, size, features, location, and the interest fees included when you get financing to purchase one. They can range from $10,000 to $250,000 on average, and we’re here to give you a better idea of where your home falls under that range.

Mobile home prices and the factors involved to decide the cost

How much are Mobile Homes?

Mobile home prices for new ones range from $40,000 to $250,000 on average. Used mobile home prices range from $10,000 to $50,000 on average.

How much are trailer homes?

The cost of a trailer home varies and can range from $10,000 to $100,000 or more, depending on factors such as size, age, location, and features. Used trailer homes may be less expensive, while new ones or those with additional features can be more expensive.


  • Used or brand new
  • Size
  • Age
  • Location
  • Condition
  • Features
  • Financing fees
  • Demand and supply in the current market
  • Built under HUD code or not
  • Materials used
  • Number of times it has been moved

There are three standard sizes of manufactured homes: Single, double, and triple-wide.


Single-wide mobile homes are 10-16 ft wide and 42-90 ft long, with 600-1300 sq ft of living space. They are called “single”-wides because they can be towed as a single unit.

A regular single-wide comes with:

  • 2 Bedrooms
  • 1 bathroom
  • 1 living room
  • And an eat-in kitchen

Despite its size, they are still highly customizable. For instance, some higher-end single-wide units will have a second toilet, and others would forego the 2nd bedroom for a bigger living space. 

Of the three sizes, single-wides are the hardest to finance since they are the lowest in overall value and tend to depreciate faster.


  • New: Around $40,000 and up
  • Used: Around $10,000 and up


Double-wide mobile homes are twice as big as single-wide homes and are the most common type purchased. The dimensions of double-wides usually fall within 20-42 ft. in width and  42-90 ft. in length, resulting in up to 2000 square ft. of space. They are towed to the site in two separate sections before assembly.

Double-wides also allow for much more flexibility when it comes to room layouts. However, the typical room allotment is:

  • 3 Bedrooms
  • 2/3 Bathrooms (usually one ensuite and 1 or 2 for sharing)
  • Two or three of the following:
    • Kitchen
    • Dining room
    • Living room
    • Washing room


  • New: Around $75,00 and up
  • Used: Around $20,000 and up


Triple-wides are around 50 ft. in length but the width varies greatly and the living space is usually below 4500 square ft. Also known as multi-wides, this variant is pretty rare to find. The average rooms available in a typical triple-wide are:

  • 3-5 Bedrooms
  • 3/4 Bathrooms
  • Endless possibility of combinations between:
    • Living room
    • Kitchen
    • Dining room
    • Washing room
    • Foyer


  • New: $100,000 to $250,000
  • Used: $50,000 and up

Asking Price Comparison Reports:

If you’re in the market to purchase a mobile home and you’re not quite sure how to know if the value matches the asking price we suggest getting an Asking Price Comparison Report.

By giving us a bit of information about a home, we’ll match it up with thousands of homes currently on the market and give you the average price range, as well as the highs and lows. This allows you to purchase a home with confidence, knowing you’re not paying outside of market standards.

With this report you’ll get:

  • Lifetime – You’ll never need to purchase another report
  • Live data – We update your report in live time, as new homes go on the market
  • Printable – Print a PDF of your report for flyers or open houses
  • Sharable via web link – Post the link with other web listings you have so buyers can see your report
  • Visualized via graphics – Easy to understand bar graphs to visualize the data

price comparison report is the best way to know if a home’s asking price is within current market standards.



Moving a mobile home not only puts it at risk of damage but can also impact its value and lower the chances of financing.

In fact, it is practically impossible to finance a home that has been moved two or more times, mostly due to the fact that lenders feel the foundation of the home can no longer be trusted.

At the same time, there may be cases where moving a mobile home can not be avoided, and it’s better to be armed with the knowledge of how much it costs when the situation arises. For instance, when you have to sell a mobile home but plan on keeping the land, try to sell it locally. Moving it within the same vicinity drastically cuts the cost and risks involved.


When it comes to transportation cost, a good rule of thumb in estimating is somewhere between $1 and $5 per mile.

  • Short distance haul: $1000-$5000
  • Long-distance haul: $10,000 and up to $25,000
  • Disconnecting utilities and preparing the home: Up to $1,000

For more information read the article: What is the Cost of Moving A Manufactured Home?

Get A Free Quote for Manufactured Home Insurance

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Keeping the factors that could affect eligibility in mind, let’s look at some of the most common financing options so that you know what could apply to you.


Conventional loans such as Fannie Mae or Freddie Mac have programs that specifically cater to manufactured units. There are strict criteria for your home to be eligible, including having a good credit score and collateral.

On average, these types of loans come with a high downpayment of 5-20%, high interest rates of 5%, and terms that last 20-30 years.


This is one of the most widely known and proven ways to get financing for a mobile home because they do not require you to own the land the home is on. This is designed to finance expensive vehicles, which manufactured homes can qualify for.

The challenge with a chattel loan is the very high interest rates and shorter term offers. If your credit score is in good standing, you could get an interest rate lower than 10%, else, expect it to be in the 13% range. The terms are usually limited to 20 years and a minimum down payment of 5% is required.


The FHA (or Federal Housing Administration) loans come in two programs – Title I and Title II. Essentially, what the FHA does is take some of the risk themselves when they hand you a mortgage or loan. If you fail to make your payments or default, the FHA will pay part of the remaining amount.

Just like a chattel loan, whether or not you own the land is unimportant. Unlike chattel loans, the loan is fixed for the full mortgage term, and the borrower must have the option to lease the plot under the home for at least three years. They do take into account what your credit score is and how likely you are to meet your payments. Moreover, the home must meet HUD standards. There’s also a limit to the loan amount. For example:

  • For a Mobile Home only: $69,678
  • For the Lot only: $23,226
  • For the Home + Lot: $92,904

The term is usually 15-25 years, the interest can be as low as under 5%, and the same goes for the down payment.


The Department of Veteran Affairs insures this loan and as its name suggests, only veterans are eligible for this. You will need to present proof that you served in the military to qualify. These are very similar to FHA loans in that the Department of Veteran Affairs takes up some of the risk themselves nor do these loans require you to own the land.

A minimum of 5% of the loan’s total amount is required up front and the interest rates are just over 3.5% while the terms are between 15 and 30 years.

Other costs when buying or selling a home

  • Building a foundation: Every home needs a foundation, even a mobile one. Although it depends on the type of home, plot, and foundation it usually costs anywhere between $10,000-$15,000.
  • Utilities: Removing or hooking up utilities will cost around $1,000
  • Lot rent: If the home is in a park. Lot rent varies a lot according to the park and the state. However, it tends to be much lower than the rental of an apartment or home. You should be looking at anywhere from $300 to $800.

In Conclusion

We hope this guide of mobile home prices has been a light for you in the murky, foggy waters of trying to figure out the cost of a mobile home. We’ve pulled all the information into one place so you can make the best-informed decision whether you are buying or selling your home.

Mobile Home Prices and the Average Cost Breakdown light

If you are reading this article and you have it in mind to buy a mobile home, refer to our guides How to Buy a Mobile Home Without Breaking the Bank 

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