Finding insurance coverage for manufactured homes and mobile homes
Our recommendations on where to find the right insurance policy.
Finding insurance for manufactured homes can be a daunting task, indeed. It often feels like nobody will insure your home or even talk to you about it, for that matter. I used to sell insurance in Michigan, so I know how hard it can be to find a company that will provide the coverage needed for your home.
Most companies view mobile/manufactured homes as requiring high-risk coverage. In fact, many big name companies will stop selling insurance coverage to a home once it has reached 10 years of age. And don’t even think about renting out a mobile home — I don’t know a single company that will provide renters’ insurance for a mobile home.
During my years as an insurance agent, I got to know several agents, with several companies, who provided coverage for mobile homes in Michigan. However, since my time in the insurance industry, many of those agents are no longer able to sell coverage for manufactured homes. In fact, the only one (of those I know) who can still provide proper coverage is:
BNC Insurance Agency
24450 Evergreen Rd., Ste. 210
Southfield, MI 48075
Phone: (248) 357-4000
Fax: (248) 357-4001
Cell: (231) 557-2755 (ask for Brian)
They work with Foremost, an industry leader in mobile home insurance. Give them a call today if you have been unable to find the proper coverage for your home in the state of Michigan. (Be sure to tell them Bryce sent you!)